Let’s talk about the dream.
You know the one I’m talking about.
The one they started planting in your brain around the time you opened your first 401(k):
“Work hard now… so you can enjoy life later.”
So we did.
We worked. We saved. We skipped the extra guac.
We listened to financial advisors who wore ties tighter than their smiles and told us, “You’re on track—as long as the market cooperates and you never splurge on a vacation again.”
And somewhere in between stock market dips, housing bubbles, and deciding whether generic peanut butter really tastes the same…
We crossed the magical threshold: Retirement.
Cue the champagne, right?
Except instead of feeling like we just won the lottery of life, most of us are sitting there like...
